Guides
Paying for memory care, explained in plain words.
Short guides for the family member holding the checkbook. Each one lists its sources and the date it was last checked. Free to read, with nothing to sign up for.
How long will the money last in memory care?
A step-by-step way to work out how many months a parent's savings will cover memory care, and the three corrections that change the first rough number.
MedicareDoes Medicare pay for memory care?
Medicare does not pay the monthly bill for memory care. Here is what it does cover, what it leaves to the family, and which programs may help with the rest.
FacilitiesWhat happens when the money runs out in memory care?
It depends on the kind of facility, the contract, and the state. What the rules say for nursing homes, why assisted living is different, and what to ask early.
MedicaidThe Medicaid five-year look-back, explained
What the 60-month look-back is, how a gift can delay Medicaid long-term care coverage, and what to gather before you see an elder-law attorney.
Facilities16 questions to ask a memory-care facility about cost
The questions about monthly fees, rate increases, Medicaid, and discharge that are worth asking in writing before you sign a memory-care contract.
AttorneyWhat to bring to an elder-law attorney
A first-meeting checklist: the accounts, bills, legal papers, and dates an elder-law attorney will ask for, and the questions worth asking in return.
Want the number for your own family?
The free estimate takes two numbers and gives one rough answer. The full plan adds dates, a printable report, and a page for the attorney.