About
One question, answered honestly: how long will the money last?
This planner exists because that question is easy to ask and surprisingly hard to get answered without handing your parent's finances to someone with something to sell.
Why this exists
When a parent moves into memory care, someone in the family ends up holding the checkbook, often an adult child. The bill arrives every month. The national median for an assisted living community was $6,200 a month in 2025, according to the CareScout Cost of Care Survey, and Medicare's own site says plainly that it does not pay for long-term care.
That family is not alone. The Alzheimer's Association reports that nearly 13 million Americans provide unpaid care for people with Alzheimer's or other dementias.
The first thing they need is not a strategy. It is a number: how many months the savings will cover, and the date by which they need to have talked to someone. This planner gives them that number, shows the arithmetic, and gets them ready for the conversation with an elder-law attorney.
Four rules it keeps
We never receive your documents
The arithmetic runs in your browser, and your figures stay on your computer. It is how the planner is built, not only a promise.
The family pays, and nobody else
No facility pays to appear here. Nobody is paid for a placement. There are no ads and no sales calls.
It says what it does not know
A missing figure stays missing. It is never filled in as zero. What the plan leaves out is listed in the plan.
No legal advice, and no guesses at the law
The plan does not give a Medicaid date. No state dollar figure is printed until a licensed elder-law attorney in that state has reviewed it.
One more, about the software itself: the arithmetic is fixed code that gives the same answer every time. An AI service, if you choose to connect one, only reads a scanned page for you. It never does the math, and every figure it reads has to be checked by you before it is used.
How it is paid for
By one payment from the family that uses it. That is the whole business. Because the fee comes from you, the planner has no reason to steer you toward a facility, an insurance product, or a law firm.
Who is behind it
One independent developer. It is not a law firm, not a financial adviser, and not a care referral service. Questions go to a person, at support@calleditnow.com.
The planner is new. The first families using it are helping to find what is confusing, and the site says so openly on the price.
How the guides are written
- Each guide lists its sources, and leans on primary ones: Medicare.gov, Medicaid.gov, federal law, and published surveys.
- Each guide carries the date it was last checked against those sources.
- Guides explain rules in general terms. They do not print state Medicaid dollar limits, which change and which depend on the household.
- If you find an error, write to us. It will be corrected, and the date will change.
What comes next
A rule pack for each launch state, Florida, Texas, and Arizona, reviewed by a licensed elder-law attorney in that state. Until a pack has been reviewed, the plan prints no dollar figure from it. There is no date for this yet, and the site will not pretend there is.
Planning education, not legal, financial, or medical advice. Not a substitute for the advice of an attorney.