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    <title>Memory Care Runway Planner guides</title>
    <link>https://planner.calleditnow.com/blog</link>
    <description>Plain-language guides for families paying for memory care.</description>
    <language>en-us</language>
    <item>
      <title>How long will the money last in memory care?</title>
      <link>https://planner.calleditnow.com/blog/how-long-will-money-last-in-memory-care</link>
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      <pubDate>Mon, 12 Oct 2026 12:00:00 GMT</pubDate>
      <description>A step-by-step way to work out how many months a parent&apos;s savings will cover memory care, and the three corrections that change the first rough number.</description>
    </item>
    <item>
      <title>Does Medicare pay for memory care?</title>
      <link>https://planner.calleditnow.com/blog/does-medicare-pay-for-memory-care</link>
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      <pubDate>Mon, 12 Oct 2026 12:00:00 GMT</pubDate>
      <description>Medicare does not pay the monthly bill for memory care. Here is what it does cover, what it leaves to the family, and which programs may help with the rest.</description>
    </item>
    <item>
      <title>What happens when the money runs out in memory care?</title>
      <link>https://planner.calleditnow.com/blog/what-happens-when-money-runs-out-in-memory-care</link>
      <guid isPermaLink="true">https://planner.calleditnow.com/blog/what-happens-when-money-runs-out-in-memory-care</guid>
      <pubDate>Mon, 12 Oct 2026 12:00:00 GMT</pubDate>
      <description>It depends on the kind of facility, the contract, and the state. What the rules say for nursing homes, why assisted living is different, and what to ask early.</description>
    </item>
    <item>
      <title>The Medicaid five-year look-back, explained</title>
      <link>https://planner.calleditnow.com/blog/medicaid-five-year-look-back-explained</link>
      <guid isPermaLink="true">https://planner.calleditnow.com/blog/medicaid-five-year-look-back-explained</guid>
      <pubDate>Mon, 12 Oct 2026 12:00:00 GMT</pubDate>
      <description>What the 60-month look-back is, how a gift can delay Medicaid long-term care coverage, and what to gather before you see an elder-law attorney.</description>
    </item>
    <item>
      <title>16 questions to ask a memory-care facility about cost</title>
      <link>https://planner.calleditnow.com/blog/questions-to-ask-a-memory-care-facility-about-cost</link>
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      <pubDate>Mon, 12 Oct 2026 12:00:00 GMT</pubDate>
      <description>The questions about monthly fees, rate increases, Medicaid, and discharge that are worth asking in writing before you sign a memory-care contract.</description>
    </item>
    <item>
      <title>What to bring to an elder-law attorney</title>
      <link>https://planner.calleditnow.com/blog/what-to-bring-to-an-elder-law-attorney</link>
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      <pubDate>Mon, 12 Oct 2026 12:00:00 GMT</pubDate>
      <description>A first-meeting checklist: the accounts, bills, legal papers, and dates an elder-law attorney will ask for, and the questions worth asking in return.</description>
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